Cashflow & Equity Tracking¶

Track deposits, withdrawals, and account balances to maintain a complete picture of your trading capital over time.

Overview¶

The Cashflow feature lets you record financial transactions against your brokerage accounts and view daily cash movement. Combined with Equity History snapshots, you get a full view of how your account value changes -- not just from trading P&L, but from all capital flows in and out of your accounts.

Navigate to Accounts > Cashflow to access the cashflow dashboard.

Cashflow Dashboard Layout¶

The cashflow page is divided into two sections:

• Left panel (⅔ width) -- date filters, summary cards, and the daily cashflow table
• Right panel (⅓ width) -- account management, transaction entry form, and recent transactions

Adding Transactions¶

Use the Add Transaction form on the right side of the cashflow page to record capital movements.

1. Select an Account from the dropdown (you must have at least one account configured)
2. Choose the Type:
   • Deposit -- money added to the account
   • Withdrawal -- money removed from the account
3. Enter the Amount in dollars
4. Set the Date of the transaction
5. Optionally add a Description (for example, "Monthly deposit" or "Tax withdrawal")
6. Click Add Transaction

Summary Cards¶

When an account is selected and cashflow data is available, five summary cards appear at the top:

Daily Cashflow Table¶

The main table displays one row per trading day with the following columns:

• Date -- the trading day
• Inflow -- deposits and other credits for that day
• Outflow -- withdrawals and other debits for that day
• Net -- the difference between inflow and outflow
• Balance -- the running account balance as of that day

Use the date filter at the top to narrow the view to a specific period. Click Apply to update the table, or Reset to return to the default range.

Account Management¶

The right panel includes an Accounts section where you can manage your brokerage accounts.

Creating an Account¶

1. Click Add Account in the accounts panel
2. Enter the Account Name (for example, "Schwab Main" or "IBKR Paper")
3. Optionally specify the Broker associated with the account
4. Set the Initial Balance -- the starting equity when you began tracking
5. Optionally mark the account as Primary
6. Click Save

Editing and Deleting Accounts¶

• Click the pencil icon on any account card to edit its details
• Click the trash icon to delete an account

Selecting an Account¶

Click on any account card to select it. The selected account is highlighted with a ring indicator, and the cashflow table updates to show data for that account only.

Recent Transactions¶

The Recent Transactions section below the transaction form shows the five most recent transactions for the selected account. Each entry displays:

• Transaction type (deposit or withdrawal) with color coding
• Amount
• Date and optional description
• A delete button to remove the transaction

Equity History¶

Navigate to Settings > Equity History to track your account equity over time using a calendar-based interface.

Recording Equity Snapshots¶

The equity history page displays a monthly calendar where each day can hold an equity snapshot.

1. Navigate to the desired month using the arrow buttons
2. Click on any day in the calendar
3. Enter your account equity amount for that date
4. Save the snapshot

Days with recorded equity values display the amount in green. A green dot indicator appears in the corner of days that have snapshots. Today's date is marked with a blue dot.

Monthly Summary¶

Below the calendar, three summary cards display:

• Month Start -- equity value at the beginning of the displayed month
• Month End -- equity value at the end of the displayed month (or latest available)
• Monthly Change -- the difference between start and end values

Updating Current Equity¶

You can also update your current equity through the settings page. When you update current equity, TradeTally automatically creates a snapshot for today's date, keeping your equity history up to date without manual calendar entries.

K-Ratio Calculation¶

The K-Ratio measures the consistency of your equity growth by comparing average returns against their volatility. It is calculated from your equity snapshots.

Formula: K-Ratio = Average Daily Return / Standard Deviation of Daily Returns

The calculation requires:

• At least 2 equity snapshots (3 or more recommended for meaningful results)
• Snapshots within the analysis period (default: 90 days)

The K-Ratio endpoint also returns supporting data including the number of data points used, the average return, standard deviation, and the date range of the analysis.

How Cashflow Connects to Account Management¶

Cashflow data ties directly to accounts configured in TradeTally. The relationship works as follows:

• Each account has an initial balance and an associated broker
• Transactions (deposits and withdrawals) are recorded against a specific account
• The daily cashflow table aggregates all transactions by date for the selected account
• Equity snapshots provide point-in-time account values independent of transaction tracking
• The K-Ratio uses equity snapshots to measure growth consistency

Together, these features give you a complete financial picture: how much capital you have deployed, how it moves over time, and how consistently your equity grows.

Equity Curve Visualization¶

The equity curve is available on the main analytics dashboard and uses equity snapshot data to render a line chart of your account value over time. The curve helps you visually identify:

• Drawdown periods where equity declined
• Recovery speed after drawdowns
• Overall growth trajectory
• The impact of deposits and withdrawals on total equity